Mercury vs. Limited: Opening a US Bank Account for Non-Residents

Mercury or Limited? If you’re a global founder, Limited offers the flexibility, control, and perks Mercury can’t match. Find out why Limited is built for borderless growth.

Managing your business finances should not feel like jumping through hoops, especially when you are trying to expand globally. If you are a non-US founder, you have probably faced the headaches of opening a US bank account. While Mercury has carved a niche among US-based startups, Limited is here to shake things up with an easier, more inclusive way to manage your money globally. Let’s dive into the details and help you decide which platform is right for you.

Struggling to open a US bank account as a non-US founder?

Let’s be real—if you have ever tried to open a US bank account from outside the country, you know how painful it can be. Endless forms, residency requirements, and banks that say, "Sorry, we only work with US companies." Mercury has helped some US startups navigate this, but if you are not a US-based business, you will likely hit some roadblocks.

Limited understands this pain and cuts out the unnecessary barriers. By offering global eligibility and integrating stablecoins, Limited gives non-US founders a better, faster path to financial freedom.

Why Limited is a game-changer for global founders

1. No hoops to jump through

Mercury might ask for a US address or entity before approving your account. Limited does not. We make it easy for you to set up an account and start managing your money, no matter where you are.

2. Control your money, don’t let a bank control you

Mercury, like traditional banks, holds custody of your funds. That means if something goes wrong with the bank, your money could be at risk. Limited flips the script by putting you in control. Incoming transfers are converted into stablecoins that sit safely in your wallet—not in a bank vault.

You get the freedom to move your money whenever and however you want. No freezes, no restrictions.

3. Pay and get paid globally with ease

If your business has international needs, Mercury’s limited payment network can be a drawback. Limited, on the other hand, offers over 300 local payment methods and supports transactions in 158 countries. Whether you are paying a supplier in Asia or getting paid by a client in Europe, Limited makes it fast and cost-effective.

No waiting for days, no outrageous fees—just smooth, efficient payments wherever your business takes you.

4. Perks that go beyond banking

Limited’s Ultra-Premium Gold Card is more than just a payment tool. It comes with access to luxury travel perks, exclusive hotel benefits, and VIP concierge services. Mercury’s cards do not come close to matching this experience.

Whether you are flying for business or taking a well-deserved vacation, Limited’s premium perks will make your trip smoother and more enjoyable.

Mercury vs. Limited: The breakdown

Features Mercury Limited
Global eligibility ✔️ ✔️
Stablecoin integration ✔️
300+ local payment methods ✔️
Self-custody of funds ✔️
Premium credit cards ✔️ ✔️
Near-instant international transfers ✔️
Co-branded card programs ✔️
Luxury perks and travel benefits ✔️

How to start your journey with Limited

Getting started is simple, and we mean it:

  1. Sign up: Head to LimitedApp.com and create your personal or business account.
  2. Fund it: Receive ACH, Fedwire, or wire payments and convert them into stablecoins instantly.
  3. Spend globally: Use Limited’s Card wherever you go.
  4. Grow without limits: With 300+ local payment methods at your disposal, you can focus on scaling your business without borders holding you back.

Mercury or Limited: What fits your needs?

If your business mainly operates within the US, Mercury could be an option. But for founders who think bigger—who need a global, secure, and flexible solution—Limited is the obvious choice.

With Limited, you are not just getting another financial platform. You are gaining a partner that helps you control your money, grow your business, and enjoy premium experiences along the way.

Ready to break free from financial limits? Open your Limited account today and start living the global dream.

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