Why your business needs a US bank account.
Expanding your business internationally is an exciting opportunity, but it often comes with financial hurdles. For non-US businesses, accessing USD—the world’s most stable and widely accepted currency—can be a major advantage. Yet, opening a US bank account from abroad is notoriously difficult due to strict requirements, long processing times, and high fees.
Without a US bank account offering ACH, Fedwire, and SWIFT, your business could face costly currency conversions, payment delays, and limited opportunities for seamless international expansion. But with the right solution, you can avoid these challenges and gain the flexibility your business needs to grow.
The challenges of opening a US bank account as a non-US business
Traditional US bank accounts often feel out of reach, especially for businesses that do not have a physical presence in the US. Here are some of the biggest hurdles:
- Strict requirements for eligibility: Many US banks require you to have a physical office, local representatives, or a registered legal entity in the United States before they even consider your application.
- High fees for non-residents: Even if you meet the eligibility criteria, many banks impose high maintenance and transaction fees on non-US businesses, eating into your profits.
These obstacles do more than delay your operations—they can make it harder to budget, plan for future growth, or even pay your suppliers on time.
Why having a US bank account is essential
For businesses operating globally, having a reliable financial solution in place can be a game changer. Here is why accessing USD through a US-based financial option is crucial:
- Effortless international payments: Avoid the headaches of currency conversions when paying US suppliers or receiving payments from clients abroad.
- Stable USD reserves: Holding funds in USD (through USDC or USDT) protects your profits from the unpredictable nature of local currencies, giving you peace of mind.
Whether you are a startup expanding operations or an established business managing cross-border transactions, the stability and convenience of USD can fuel your growth.
Limited’s solution: A US bank account with ACH, Fedwire, and SWIFT access
We understand that growing a business is already hard work—navigating complicated banking systems should not add to the burden. What differentiates Limited is that we do not just offer a standard USD account. We provide a US bank account that comes with ACH, Fedwire, and SWIFT access, making it easier for you to send and receive payments globally, just like a local US business would.
Key benefits of using Limited for your business:
- Access to USD reserves: No US office or physical branch visits needed. With Limited, you can store and manage funds in USDC or USDT easily.
- Cross-border payments made easy: Seamlessly send and receive payments globally without worrying about exchange rates or hidden fees.
- Low transaction fees: Say goodbye to high wire transfer costs and expensive bank fees—your money stays where it belongs.
- Self-custody and control: Your funds are always within your reach. Limited’s self-custodial model ensures that you have full control over your assets.
How to get started with Limited
Getting started is simple and hassle-free:
- Create your Limited account: Provide your business details and sign up on the Limited mobile or web app.
- Verify your business information: Submit the necessary documents for verification.
- Manage your funds in USD: Once verified, you can store and transfer funds globally through USDC or USDT.
Take the next step: Open your account today to protect your profits, save on fees, and gain the financial freedom your business deserves.
We are here to help your business thrive. Let Limited handle the complexity of cross-border payments while you focus on what matters most—growing your business.
